Cash flow analysis
Cash flow analysis examines how a business generates and uses cash through operating, investing and financing activities and whether cash generation supports ongoing obligations and investment.
A practical review sequence.
- 01
Start with operating cash generation and compare it with reported earnings.
- 02
Identify working-capital movements driving cash conversion.
- 03
Review capital expenditure and other investing uses of cash.
- 04
Review financing inflows, repayments, dividends and interest.
- 05
Assess ending liquidity, near-term obligations and forward cash needs.
How the analysis works.
Separate operating, investing and financing cash flows, reconcile profit to cash, identify working-capital drivers, assess recurring versus one-off cash movements, and evaluate liquidity over time.
What this does not replace.
Cash-flow statements can contain classification choices and one-off effects. Analysis should be connected to the income statement, balance sheet and forecast assumptions.
Turn this task into a complete FinanceGPT Build.
Use FinanceGPT when you need connected evidence, complete model logic, scenarios, review, versions or decision-ready deliverables.
Continue with another financial task.
13-week cash flow calculator
Estimate 13-week ending cash from starting cash and average weekly cash inflows and outflows.
Open → Cash flowCash runway calculator
Estimate monthly net burn and cash runway from available cash, recurring revenue and recurring cash expenses.
Open → LiquidityWorking capital calculator
Calculate net working capital, current ratio and quick ratio from current assets, current liabilities and inventory.
Open →What does this mean for your next finance decision?
Review your actual monthly cash movements and test a scenario with FinanceGPT.
Continue with a cash review