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DSCR calculator

Debt service coverage ratio compares cash available for debt service with required debt payments over the same period.

Method first: DSCR equals cash available for debt service divided by total debt service.

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DSCR calculator

Debt service coverage ratio compares cash available for debt service with required debt payments over the same period.

CALCULATE

Enter your assumptions.

RESULTS
DSCR

Calculated from the assumptions shown. Review the methodology and limitations before using the result.

METHODOLOGY

How the analysis works.

DSCR equals cash available for debt service divided by total debt service.

LIMITATIONS

What this does not replace.

Definitions of cash available for debt service vary by lender, transaction and covenant. This calculator does not determine covenant compliance or credit approval.

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FAQ

Questions about this tool.

What DSCR is acceptable?

Required coverage varies by lender, borrower, facility, sector and risk. This tool calculates the ratio but does not set a credit threshold.

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