DSCR calculator
Debt service coverage ratio compares cash available for debt service with required debt payments over the same period.
Calculated from the assumptions shown. Review the methodology and limitations before using the result.
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How the analysis works.
DSCR equals cash available for debt service divided by total debt service.
What this does not replace.
Definitions of cash available for debt service vary by lender, transaction and covenant. This calculator does not determine covenant compliance or credit approval.
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What DSCR is acceptable?
Required coverage varies by lender, borrower, facility, sector and risk. This tool calculates the ratio but does not set a credit threshold.
What does this mean for your next finance decision?
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