Working capital calculator
Working capital measures short-term operating liquidity by comparing current assets with current liabilities.
Calculated from the assumptions shown. Review the methodology and limitations before using the result.
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How the analysis works.
Net working capital equals current assets less current liabilities. Current ratio equals current assets divided by current liabilities. Quick ratio removes inventory from current assets before dividing by current liabilities.
What this does not replace.
Liquidity interpretation depends on business model, seasonality, asset quality, payment terms and access to financing. Ratios should be reviewed with cash-flow information.
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Open →Questions about this tool.
Is a higher current ratio always better?
Not necessarily. Excess working capital can reflect inefficient inventory, slow collections or underused cash. Ratios should be interpreted in operating context.
What does this mean for your next finance decision?
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